Get the health insurance that works for you

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Tis the season to get the health insurance you need. If you’re wondering what works best for you and you’re not sure which program to choose, then here are some things you need to look out for before enrolling. Now that everyone is required to obtain health insurance then it’s time to get on the ball and consider your health, plus your budgeting for it.

1. Find out what’s changing in the health care system. Because of Obama care there may be certain differences in your payment.

2. Determine where your cost will increase. Check on deductible, premiums, copays, etc.

3.  Consider what your health care needs are. If you don’t need to go to the hospital as often or if you don’t want to change doctors, then these are the things that will help your decision.

4. There are certain extra wellness programs that your company may offer. These are programs you may want to inquire about within your company.

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